No Fee Credit Cards

Believe it or not many people actually believe that no fee cards mean that you can borrow money without every having to pay it back.

Now I am fairly confident that you dont live on Mars or drink out of the toliet bowl while howling at the moon so lets set the record straight; No Fee Credit Cards are simiply credit cards that dont charge you an annual fee for the use of them.

You absolutely are responsible for all the debt and interest charges you incur using them.